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mattsccm Just got MTs
Joined: 21 Sep 2005 Odometer: 421
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Posted: Thu Feb 02, 2017 11:47 am Post subject: 110 side facing seats legality
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My insurers are being difficult. The wont cover the rear side facing seats in my 110 CSW. Factory installed seats but no mountings for seat belts. Law requiring seat belts I the back etc came in the year before the 110 was made. As belts were, I believe, never actually approved I am rather confused.
Any advice?
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mattsccm Just got MTs
Joined: 21 Sep 2005 Odometer: 421
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Posted: Thu Feb 02, 2017 12:09 pm Post subject:
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And now I have mentioned it they are telling me that my insurance is invalid!
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Xpajun Mud Obsessed
Joined: 22 Sep 2008 Odometer: 3245
1988 Mitsubishi Shogun
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Posted: Thu Feb 02, 2017 1:11 pm Post subject:
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Who is your insurer? May I suggest you contact a insurer or broker that knows what they are talking about regarding rear side facing seats - motor homes also have them...
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cynic-al Mud Obsessed
Joined: 14 Nov 2006 Odometer: 6062 Location: scunthorpe
1989 Suzuki SJ
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Posted: Thu Feb 02, 2017 1:46 pm Post subject:
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Sideways facing seats were banned some time ago, I assume yours is older than this to have factory fitted seats and no belts but perhaps the insurance company has got it into their heads that this isn't allowed or maybe they've just had too many claims against them for accidents from this arrangement?
I would make sure the number of seats is correct on the V5 and try a different insurer, there are lots of Land Rover specialists or I've always found NFU to be good, not cheap but they insure things for me that other companies just say no to.
__________________________________ I know enough to be dangerous. |
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mattsccm Just got MTs
Joined: 21 Sep 2005 Odometer: 421
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Posted: Thu Feb 02, 2017 4:36 pm Post subject:
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Adrian Flux currently who just don't know what's what. NFU are trying to quote, just waiting on the underwriters as its got a 2.8 Isuzu lump in it.
V5 is just like most V5's. Doesn't give seating .
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mike328 Articulating
Joined: 10 Dec 2014 Odometer: 793 Location: Suffolk!
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Posted: Thu Feb 02, 2017 6:08 pm Post subject:
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mattsccm wrote: | V5 is just like most V5's. Doesn't give seating . |
Erm, mine does - part S.1 in the blue 'Vehicle details' bit...
I would just phone around a few insurance companies, don't use price comparison websites or online forms! Ive had a few cars that were difficult to insure (imports/classics/modified) and just took a bit of effort finding the right company. Once you've found them it will all fall into place!
__________________________________ Snap On: Turning drawers into status symbols since 1920. |
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mattsccm Just got MTs
Joined: 21 Sep 2005 Odometer: 421
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Posted: Thu Feb 02, 2017 6:37 pm Post subject:
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No seating detail on the 3 current V5's in our family. Quite common apparently.
LR don't help in some ways. My dads 57 plate 90 started life as a hard top. He inherited from a family member and noticed on the V5 that it is a 4 seater. Never had seats fitted, no mounts, no seat belts and it had no windows from new. Hmmm
Looks as if the seat belt law that Flux are quoting doesn't take into account side facing seats as they couldn't have standard belts fitted.
NFU weren't even bothered. "Its a standard LR" where's the problem?"
Not sure though if they will touch a modified though. Waiting.
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Xpajun Mud Obsessed
Joined: 22 Sep 2008 Odometer: 3245
1988 Mitsubishi Shogun
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Posted: Thu Feb 02, 2017 7:01 pm Post subject:
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Try 2gether - seems far better than Flux
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mike328 Articulating
Joined: 10 Dec 2014 Odometer: 793 Location: Suffolk!
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Posted: Fri Feb 03, 2017 12:05 am Post subject:
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mattsccm wrote: | No seating detail on the 3 current V5's in our family. |
I checked some more thinking im going mad, and your right. BMW / VW have no detail, and the one for our Volvo is wrong! It only has 4 seats and v5 says it has 5, seems its not only LR that f**ks it up
Good luck with your insurance
__________________________________ Snap On: Turning drawers into status symbols since 1920. |
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Nightbar Difflock Royalty
Joined: 30 Sep 2003 Odometer: 20799 Location: In a state of anticipation...
1999 Land Rover Defender
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Posted: Fri Feb 03, 2017 6:03 am Post subject:
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If seem to remember that if they were factory fitted then they are legal.
http://www.honestjohn.co.uk/forum/post/index.htm?t=46532
Best of luck mate.
__________________________________ The ex-Difflock Ambassador to Naples, Sir Nightbar DCJC DFS and 2 bars.
Plant a tree for the Difflock 3 |
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cynic-al Mud Obsessed
Joined: 14 Nov 2006 Odometer: 6062 Location: scunthorpe
1989 Suzuki SJ
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Posted: Fri Feb 03, 2017 9:08 am Post subject:
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Mine has number of seats but not CO2 or permissible trailer weights, DSA must just stick in what they're told and not worry about the gaps
__________________________________ I know enough to be dangerous. |
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mattsccm Just got MTs
Joined: 21 Sep 2005 Odometer: 421
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Nightbar Difflock Royalty
Joined: 30 Sep 2003 Odometer: 20799 Location: In a state of anticipation...
1999 Land Rover Defender
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Posted: Fri Feb 03, 2017 5:17 pm Post subject:
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Result and thanks for the feedback on how to deal with things like that.
__________________________________ The ex-Difflock Ambassador to Naples, Sir Nightbar DCJC DFS and 2 bars.
Plant a tree for the Difflock 3 |
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