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Car on HP

 
 
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muddyman
Off-Road Guru


Joined: 07 Dec 2004
Odometer: 1617
Location: Bedfordshire


1993 Land Rover Range Rover

PostPosted: Mon Sep 09, 2013 8:45 pm    Post subject: Car on HP Reply with quote

I have been told that if you have your car on HP you cannot teach anyone to drive on it is this true? I don't intend to teach anyone nor is my car on HP, its just something I was told.
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You're just jealous because the voices only talk to me!
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lambert
Articulating


Joined: 21 Nov 2009
Odometer: 751
Location: the crown subsistancy of yorkshire



PostPosted: Tue Sep 10, 2013 4:45 am    Post subject: Reply with quote

I don't know of any legal reasons why not but if it is part of the actual hp contract as a specific clause then fair enough. I would think that the company not unreasonably would be concerned about undue wear and tear on the car and hence the restrictions. Possibly.
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.
Difflock Royalty


Joined: 19 Jun 2002
Odometer: 40002
Location: Northern Ireland's Gold Coast


2009 Land Rover 110 CSW

PostPosted: Tue Sep 10, 2013 7:50 am    Post subject: Reply with quote

Are you sure this isn't relating to a personal contract hire agreement?
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Bert the Defender 110 XS - because it's Cool (work it out yourself!)
Lolita the Lightweight
???? the V8 90 CSW
Suzuki DL1000 V-Strom - yes that's right, I have a Zook!
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muddyman
Off-Road Guru


Joined: 07 Dec 2004
Odometer: 1617
Location: Bedfordshire


1993 Land Rover Range Rover

PostPosted: Tue Sep 10, 2013 9:37 am    Post subject: Reply with quote

All I know is was I put Ian, I have been looking on the web but not really coming up with anything
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RichardD
Marshall


Joined: 13 Mar 2003
Odometer: 22856
Location: State of Confusion



PostPosted: Tue Sep 10, 2013 11:11 am    Post subject: Reply with quote

I've never heard of such a thing but then HP, as it was, no longer exists. The guy must be talking about contract hire.
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Poking the Grim Reaper with a stick then running away. The devil made me do it but God said it was okay with him.
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muddyman
Off-Road Guru


Joined: 07 Dec 2004
Odometer: 1617
Location: Bedfordshire


1993 Land Rover Range Rover

PostPosted: Tue Sep 10, 2013 11:35 am    Post subject: Reply with quote

ok going to be thick here what is Contract hire
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dxmedia
Mud Obsessed


Joined: 10 Dec 2008
Odometer: 2185




PostPosted: Tue Sep 10, 2013 11:39 am    Post subject: Reply with quote

muddyman wrote:
ok going to be thick here what is Contract hire


Where you pay a huge amount of money to have the newest shiny car on the drive, but after three years you give it back and own nothing.

Rental basically.
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Difflock Royalty


Joined: 19 Jun 2002
Odometer: 40002
Location: Northern Ireland's Gold Coast


2009 Land Rover 110 CSW

PostPosted: Tue Sep 10, 2013 12:31 pm    Post subject: Reply with quote

Basically, contract hire is just that, you hire the car under a lease arrangement and other things like servicing, tax, insurance are thrown in.

As some agreements include insurance then there may be limits on how the vehicle is used.

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Bert the Defender 110 XS - because it's Cool (work it out yourself!)
Lolita the Lightweight
???? the V8 90 CSW
Suzuki DL1000 V-Strom - yes that's right, I have a Zook!
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RichardD
Marshall


Joined: 13 Mar 2003
Odometer: 22856
Location: State of Confusion



PostPosted: Tue Sep 10, 2013 1:35 pm    Post subject: Reply with quote

dxmedia wrote:
muddyman wrote:
ok going to be thick here what is Contract hire


Where you pay a huge amount of money to have the newest shiny car on the drive, but after three years you give it back and own nothing.

Rental basically.


or you pay about 10% more than the normal total cost of ownership without having to take out loans. It can work out very nicely for businesses.

There is a kind of loan that all my friends are taking out on new cars that seems almost too cheap to be true. Not as cheap as paying cash but possibly the cheapest loan type deal I've heard of.

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cynic-al
Mud Obsessed


Joined: 14 Nov 2006
Odometer: 6031
Location: scunthorpe


1989 Suzuki SJ

PostPosted: Tue Sep 10, 2013 3:58 pm    Post subject: Reply with quote

Businesses like them as their is no capital outlay, no unexpected costs (breakdowns etc are covered) and they can reclaim the VAT. There is no hassle of having to sell the old car and haggle over the price of the new one, you don't have to worry as much about what your employee is doing with it, if it needs tyres etc the employee just takes it you don't have to ring around for prices etc so generally less paperwork and responsibility. The costs can be very good if your happy to have what they're giving the good deals on as they usually have something that they've picked a load up at a good price.

The biggest down sides are you never own anything, if business goes quiet you still have to pay out a couple of hundred quid a month per vehicle, a lot of businesses that went under did so not because they weren't viable businesses but because they had too much going out. If you own your own vehicles you can say ok we'll keep them 5 years instead of 3 or whatever to tide you over. They also put restrictions on like 10,000 miles a year etc

It's the same with machinery, computers, telephones etc etc.

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muddyman
Off-Road Guru


Joined: 07 Dec 2004
Odometer: 1617
Location: Bedfordshire


1993 Land Rover Range Rover

PostPosted: Wed Sep 11, 2013 12:23 pm    Post subject: Reply with quote

ok guys this car is not new if I remember is something like a 07 08 car
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rhinoman
Mud Obsessed


Joined: 04 Sep 2004
Odometer: 3277
Location: Brinkworth, Wilts



PostPosted: Wed Sep 11, 2013 4:31 pm    Post subject: Reply with quote

RichardD wrote:
I've never heard of such a thing but then HP, as it was, no longer exists. The guy must be talking about contract hire.



Suzuki offer HP as well as Contract Hire, I'm sure that other companies do as well.

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2000 Vitara 4u2, 3+3 lift, 33s, winch, safari rack, steel front axle and 5:83 R&Ps, LWB brakes
1986 SJ413K Pickup, 1.6 conversion
2006 Jimny JLX+, stock
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Toseland
Mud Obsessed


Joined: 25 Oct 2011
Odometer: 3209
Location: cardiff


1999 Suzuki Vitara

PostPosted: Wed Sep 11, 2013 5:26 pm    Post subject: Reply with quote

Ford options..

pay a monthly fee, 3 years, they cover servicing and depending on the fee, insurance..

hand it back after 3 years, get new car..

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I live by 2 sayings:
1. The beatings will continue until morale improves
2. Pain is just Weakness leaving the body..

The feeling you get when you first smash your shaft out, is one you will never forget.. especially if you do it in front of 10 guys.
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