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Insurance

 
 
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James GrP
Gate Opener


Joined: 09 Jul 2019
Odometer: 3




PostPosted: Tue Jul 09, 2019 9:12 am    Post subject: Insurance Reply with quote

Hi all,
First time post - long time lurker!
Not had a 4x4 for the last 20 years (been living in London) but now looking for a defender or something similar - have had a Subaru pickup and a fourtrak in the past, both great vehicles!

With pricing up insurance for a defender, the only good quote I have had so far on a 1996 90 had been close to 1200 for limited mileage, DirectLine my current insurer for the family runaround will not touch anything that's classed as a pickup.

Just wondering if anyone knows a half decent insurer that may look at a Defender as a private car and not a pickup!

Have been looking for a SJ413 for years but cant find one in my price range so Defender of some type it will be Smile

Thanks!
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cynic-al
Mud Obsessed


Joined: 14 Nov 2006
Odometer: 6047
Location: scunthorpe


1989 Suzuki SJ

PostPosted: Tue Jul 09, 2019 12:15 pm    Post subject: Reply with quote

Comes to something when an SJ costs more than a defender Laughing

Have you considered a Jimny?

For insurance I would try a comparison site, NFU, Adrian Flux and Lancaster. Is it the pickup you want? Try a quote for a CSW and see if that's any better. Make sure you have plenty of security devices as they have a habit of walking away so the insurance company will like that, just remember whatever you declare has to be fitted and working.

__________________________________
I know enough to be dangerous.
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plugspanner
Just got MTs


Joined: 24 Dec 2009
Odometer: 206
Location: somerset



PostPosted: Tue Jul 09, 2019 1:18 pm    Post subject: Reply with quote

i am with flux, but i live in a less crime area which makes a big difference with insurance, i also have lots of mods and breakdown cover.
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www.sandsmodels.com
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Nightbar
Difflock Royalty


Joined: 30 Sep 2003
Odometer: 20666
Location: In a state of anticipation...


1999 Land Rover Defender

PostPosted: Tue Jul 09, 2019 4:48 pm    Post subject: Reply with quote

Hi and welcome ~ I've been Flux and NFU. Bottom line is challenge their quotes and they'll do their best to undercut to keep your business.

Flux has been quite good to me ~ a couple of hundred but I suppose that all depends on no claims, age and location and stuff.

__________________________________
The ex-Difflock Ambassador to Naples, Sir Nightbar DCJC DFS and 2 bars.

Plant a tree for the Difflock 3
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Scrunt44
Just got MTs


Joined: 11 Apr 2016
Odometer: 106
Location: Scotland.



PostPosted: Tue Jul 09, 2019 8:05 pm    Post subject: Reply with quote

Try AVIVA for cover.
They will cover Vans,Pickups and Dual Use vehicles for Private use at 'much cheapness' & not having available NCB because on another vehicle they recognise your No Claims or no accidents history.
4x4's or high risk of theft vehicles might still cost more because of that high risk, and that will include LR's, Suzuki's etc.

I have 2 vehicles with them now, they undercut everyone else i have used in the past.
http://aviva.co.uk/insurance/motor

Nice and simple to deal with when it comes to commercials not being used commercially or for 'Gain and reward', or light commercials being used as commercials.
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James GrP
Gate Opener


Joined: 09 Jul 2019
Odometer: 3




PostPosted: Wed Jul 10, 2019 7:29 am    Post subject: Reply with quote

Thanks for the recommendations gents, most appreciated!
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DAN AT ADRIAN FLUX
Gate Opener


Joined: 27 Feb 2014
Odometer: 34




PostPosted: Sat Jul 13, 2019 9:04 am    Post subject: Reply with quote

Hi.
Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.
Regards,
Dan.
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Scrunt44
Just got MTs


Joined: 11 Apr 2016
Odometer: 106
Location: Scotland.



PostPosted: Sat Jul 13, 2019 3:57 pm    Post subject: Reply with quote

?
Dan@AdrianFlux are you actually one person called Dan? or are there more than just one Dan?


Adrian Flux, happy to maybe give a quote and then actually insure you,
and on renewal take the pith like many other insurers.

Post about this on forums and Dan@AdrianFlux is not that bothered.

Or go for a Comparison site on 4x4 Insurance, get linked to AF or get a call from them and go through your needs and in the end find Adrian Flux do not want to insure you, cover mods etc.

But always worth a try to see how one gets on.
Dan@AdrianFlux is across many forums offering the services of the 'quotes team'.
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