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Insurance renewal.

 
 
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Big CV
Gate Opener


Joined: 20 Mar 2012
Odometer: 15
Location: Gunnislake, Cornwall



PostPosted: Sat Sep 07, 2013 12:25 pm    Post subject: Insurance renewal. Reply with quote

It's that time of year again when I have to line the pockets of the greedy insurance brokers who will take your money then do everything possible to squirm out of paying anything back in the event of an unfortunate incident.
Can anyone recommend a decent insurance company, sympathetic to a few mods (MT's, 2" suspension lift, a decent sturdy bumper and a skid plate).
Not performance enhancing or too extreme, just make the car the way it should have been made.
I'm not intending doing anything more than a few greenlanes and maybe the odd play day at local off road sites.
Any help would be greatly appreciated. Very Happy

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Why drive round it if you can drive through it!
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scrunt
Articulating


Joined: 11 Jul 2012
Odometer: 985
Location: Tayside.



PostPosted: Sat Sep 07, 2013 2:15 pm    Post subject: Reply with quote

A small point, Brokers find you insurance and take a cut, Underwriters provide the Cover & they are the ones that are to pay out if there is a valid claim.

Just use any specialist Broker that does non standard vehicles or 4x4 On road & Off road vehicles.
The Policies come from only a few Underwriters.
(Green Lanes are not Off Road remember.
Play Sites are, but you can get Off road Cover for when on Ground you have permission to be on & when not for work. at least 3rd party in case you are claimed against.)

Be sure to declare all Mods & be sure to confirm they have accepted and get this in writing from them, the Underwriter not the Broker.

Maybe try them among others.
http://www.premiumchoice.co.uk

george
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Joinerman
Articulating


Joined: 18 Jan 2008
Odometer: 606




PostPosted: Sat Sep 07, 2013 5:42 pm    Post subject: Reply with quote

I've been with Chris Knott for several years now, I'm over 60 ( just ) 94 80 series Landcruiser 9 + years NCB 3 points £241.
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Munkee
Off-Road Guru


Joined: 30 Mar 2008
Odometer: 1505
Location: Hampshire


1999 Suzuki Vitara

PostPosted: Sun Sep 08, 2013 9:05 pm    Post subject: Reply with quote

Adrian flux.
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Steve

In America, some fundamental Christians believe that the world is only 5000 years old, In England, some of us drink in pubs older than that.
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trailer guy
Articulating


Joined: 19 Feb 2009
Odometer: 787
Location: Hampshire


1994 Land Rover 110

PostPosted: Mon Sep 09, 2013 1:22 pm    Post subject: Reply with quote

Munkee wrote:
Adrian flux.


me too. Really impressed with their knowledge.

__________________________________
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DD
Mud Obsessed


Joined: 25 Sep 2003
Odometer: 9759
Location: Aberdeenshire


1986 Land Rover Defender

PostPosted: Mon Sep 09, 2013 2:50 pm    Post subject: Reply with quote

yup, I also had 'oddjob' insured through adrian flux.

Listed all of the many mods, and it was still buttons to insure....limited mileage package (3k/year) and I paid about 130 quid!

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90 v8 for fun
110 XS CSW daily drive
'I came, I saw, I locked the diff'
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suzukivit1
Just got MTs


Joined: 15 Dec 2010
Odometer: 297
Location: Scotland



PostPosted: Tue Sep 10, 2013 12:34 pm    Post subject: Reply with quote

Grahan sykes for me
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dxmedia
Mud Obsessed


Joined: 10 Dec 2008
Odometer: 2185




PostPosted: Tue Sep 10, 2013 1:22 pm    Post subject: Reply with quote

Every time I get a renewal from AF they increase the price. Phone call later and sorted. Last time I got them down from £750 to £350 on a phone call for the s'class.
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RichardD
Marshall


Joined: 13 Mar 2003
Odometer: 22856
Location: State of Confusion



PostPosted: Tue Sep 10, 2013 1:39 pm    Post subject: Reply with quote

I use Adrian Flux for the Alldays and they are easy to deal with and quite cheap. current premium is ~£250pa limited mileage to 1,500 per year (hahaha) and agreed value of something really astronomical Cool
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Poking the Grim Reaper with a stick then running away. The devil made me do it but God said it was okay with him.
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Big CV
Gate Opener


Joined: 20 Mar 2012
Odometer: 15
Location: Gunnislake, Cornwall



PostPosted: Tue Sep 10, 2013 8:38 pm    Post subject: Reply with quote

Thanks everyone for your replies and suggestions. I'll have a ring around and see what these can do for me. Very Happy
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